The U.S. Health Care Crisis & How We Can Solve the Problem
Health care costs are way too high for
the average American family or retired senior citizen. There are several reasons
why health care is so expensive.
One very big reason is the free
health care doled out to millions of illegal aliens. In 2001, according to
the Institute of Medicine of National Academies, $35 Billion of free medical
care went to illegal aliens!
These people, as a group, are
unhealthy. In California, 3.4 million people are carrying tuberculosis
bacteria, 40% of these aliens have intestinal parasites, many also have leprosy,
polio, hepatitis infections, and even bubonic plague have been found among them!
Because they are mobile, they are
spreading their diseases all across this country! Instead of treating all
over again, diseases American medicine once eliminated from our country, these
illegal aliens should be removed from this country, along with their families. We
simply can’t afford to look after all the sick people of the world who come
here.
Another reason health care is so high,
is the high rate of fraud in the health care profession. Much of this
kind of dishonest conduct is by foreign doctors. They know how to swindle
the state and federal governments out of billions of dollars. How much is
that precisely? One study by Dartmouth University found in Medicare and
Medicaid that 30% of the $300 billion in payments in 2004, was wasted due to
medical fraud.
Still another factor behind health
care costs rising, is medical malpractice insurance premiums. These
premiums keep rising because medical errors are the 8th leading
cause of death in the United States! So the lawyers keep busy with their
multi-million dollar lawsuits and good, competent doctors and specialists,
practice defensive medicine by ordering and conducting every test they can
think of to avoid being sued by their patients or have their malpractice
insurance policy cancelled out.
So now we know three of the major
reasons that health care is so expensive. Now come the solutions.
1)
All illegal aliens receiving medical care should be denied such care,
except for rare life-saving cases. And then they should be promptly deported.
2)
A special agency should be established whose only job is to find and
prosecute any doctor or medical professional caught bilking the government
out of money or cheating their patients out of their money for services not
performed or poorly performed.
3)
To cut down on the high costs of malpractice insurance I propose
annual medical competency examinations. If a doctor passes the annual
test administered by the doctors from the state or federal government, and agrees
to lower his or her costs, then, the state and or federal government will
pay for all of the premiums for that year’s malpractice insurance.
If on the
other hand, the doctor or medical specialist pays his own insurance premium,
then that doctor does not have to lower his costs.
4)
I would also support Health Savings Accounts - this allows younger
healthier people to set aside on a tax-free basis money in an account to
pay for minor medical expenses, while accumulating a large sum of money
to handle major medical expenses.
5)
If we abolish the income tax and replace it with a 10% National Sales
Tax, everyone working would have on average a $5,000 boost in annual
income, which is more then enough to pay for the best health insurance
offered today, with a low or vanishing or zero deductible.
If these proposals were carried out, billions of
dollars would be saved; and the cost of health care for all Americans young and
old alike would be vastly reduced to levels all of us can afford, without
setting up a giant federal systems of SOCIALIZED MEDICINE, which is what
the Democrats advocate and they call "universal healthcare,"
which has been a disaster wherever it has been established.
Arthur J. Jones
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